Looking for an affordable health insurance plan in California? The cost for medical care and health insurance has risen in recent years. As a result, major health insurance companies are forming lower cost plans that can help individuals and families with their health care needs.
California Low Premium Health Insurance Plans
One such plan offered by Pacific Care is an (HDHP) High Deductible Health Plan. A high deductible health plan gives you access to a broad network of doctors, clinics, and hospitals to help reduce costs. A higher deductible amount also gives you a lower monthly premium.
A $2000 deductible individual health plan starts as low as $139.00 per month. This plan provides 80% to 100% of medical care costs after the deductible amount has been reached. Many variations of this plan are available. You can pick and choose the coverage you want, to build a health insurance plan just right for you and your family.
High deductible health insurance plans are designed to qualify as a plan that can be used with or without an (HSA) Health Savings Account. Health savings accounts are another way you can use tax-exempt dollars to help pay for health care costs.
Affordable California Health Insurance Quote
One of the best ways to learn more about affordable California health insurance is to go to an insurance quote website and request free quotes. Immediately after you complete their short form, you’ll get several low cost HSA, HMO, PPO, and POS quotes while still online. After you have your quotes, you can compare plans and visit their websites for more detailed information.